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10 Tips for Saving Money

Sheryl McGlochlin - Monday, May 02, 2011

10 Tips for Saving

  1. Save your loose change. Putting aside fifty cents a day over the course of a year will allow you to save nearly 40% of a $500 emergency fund.
  2. Bring lunch to work. If buying lunch at work costs $5, but making lunch at home costs only $2.50, then in a year you could afford to create a $500 emergency fund and still have money left over.
  3. Ask your physician to consider prescribing generic drugs. Generic drugs can cost several hundred dollars less to purchase annually than brand-name drugs.
  4. Keep your car engine tuned and its tires inflated to their proper pressure. Doing both can save you up to $100 a year in gas.
  5. Research free or inexpensive entertainment in your community. Use local newspapers and websites to learn about free or low-cost parks, museums, film showings, sports events, and other places which you and your family would enjoy.
  6. Give up premium cable channels or better yet, cable all together. It's a lot cheaper to rent one film a week than watch one on premium cable channels that may cost more than $500 a year.
  7. Borrow books and movies rather than purchasing them. Borrowing books, movies, and reading magazines at your local library, rather than purchasing them, can save you hundreds of dollars a year.
  8. Plan gift-giving well in advance. That will give you time to decide on the most thoughtful gifts, which usually are not the most expensive ones. And if these gifts are products that must be purchased, you will have the opportunity to look for sales.
  9. Socialize at pot-luck meals rather than at restaurants. Restaurants can be very expensive where pot-lucks can be very fun and creative.  
  10. When at a restaurant, order water instead of a drink. Drinks at restaurants can be more expensive than we realize. You can evern order lemons and use those and sugar packets to make your own lemonade.

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